Articles Of Interest
Canadian MD’s Worried About Retirement Planning
Of the 642 medical doctors who responded to The Medical Post’s online survey, 73% say they use the services of some sort of financial advisor, but only 35% feel their advisors have created a comprehensive retirement plan for them.
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Flow-Through Limited Partnerships
Some high-net worth investors who have an aggressive investment risk profile and a high marginal tax bracket may want to consider the merits of investing in Flow-Through Shares or Flow-Through Limited Partnerships for the attractive tax advantages they offer.
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Incorporation For Physicians and Dentists
Since 2006 doctors and dentists have been able to pay dividends to immediate family members (including direct parents) from earnings inside their professional corporations. This example shows how one family can save over $57,000 in tax per year just through incorporation.
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How Mutual Fund Sales Are Compensated In Canada
There are thousands of mutual funds available in Canada and many funds have multiple different compensation structures available for the advisor to choose from. Learn more about these different versions and how they affect you and your advisor.
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The Cost of Not Staying Invested
I received some wonderful statistics from Dimensional Fund Advisors which helps demonstrate the importance of “sitting on one’s hands”. Specifically, the annualized compound return of the S&P/TSX Composite Index from January 1st, 1980 until December 31st, 2007 was 10.53%. This is a pretty healthy rate of return and remember this is over 28 years, nearly [...]
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Misstatements In The Market
There are many misstatements about the markets that slip under the radar. Here are two prime examples:
“Wall street is in a selling mood as stocks move down today.”
Since there must be someone willing to buy the stocks that get sold, this doesn’t make much sense. What mood were the buyers in? Really all you can [...]
